Checking Accounts

Home Deposit Accounts Checking Accounts

The right checking account from Citizens Savings Bank not only gives you an easy-to-access home for your money, but better control over your finances. Compare our checking account options below to see which is right for you.

Personal/Business Checking Account

  • This account is for you if you want a basic checking account for your personal or business needs.
  • Unlimited deposits
  • $100 minimum balance to open
  • Individuals over 60 will have all fees and minimums waived (personal accounts only)
  • Fee of $0.15 for each check transaction if average daily balance falls below $750.00
  • $2.00 maintenance fee if average daily balance falls below $750.00

NOW/Business NOW Account

  • This account is for you if you want your money to work for you through compounding and earned interest*
  • Unlimited deposits
  • $100 minimum balance to open account
  • Interest is compounded and credited to account monthly
  • Interest begins to accrue on same business day for non-cash deposits
  • Fee of $0.20 for each check transaction in excess of 30 during a monthly statement cycle
  • $5.00 maintenance fee every statement cycle if daily balance falls below $750.00

*For APY and interest rate for this account, see Citizens Savings Bank’s Deposit Rate Sheet.

Please contact Citizens Savings Bank with any questions about our checking accounts. If you wish to open a checking account, simply stop by any of our locations today!