Savings Accounts

Home Deposit Accounts Savings Account

An emergency fund, future business expenses or a vacation; a Citizens Savings Bank savings account can help you reach these or whatever savings goals you have. Browse our savings account options below to find the best fit for your personal or business finances.

Savings/Business Savings Account*

  • This account is for you if you need a safe and secure place to save your money for future expenses.
  • Unlimited deposits
  • $100 minimum balance to open
  • Interest compounded and credited to your account every statement cycle
  • Interest starts accruing on non-cash deposits the same business day
  • Limit of six (6) transfers per statement cycle from account to another account or third party.
  • A fee of $1.00 for every withdrawal in excess of six (6) per statement cycle

Hi-Fi/Business Hi-Fi Account*

  • This account is for you if you keep a higher savings account balance and want to earn more interest on your high account balance.
  • Unlimited deposits
  • $100 minimum balance to open
  • Interest compounded and credited to your account monthly
  • Interest starts accruing on non-cash deposits the same business day
  • Limit of six (6) transfers per statement cycle from account to another account or third party.
  • A fee of $5.00 for every withdrawal in excess of six (6) per statement cycle

*For APY and interest rate for this account, see Citizens Savings Bank’s Deposit Rate Sheet.

Please contact Citizens Savings Bank with any questions about our savings accounts. If you wish to open a savings account, simply stop by any of our locations today!