Common Features

Home Products & Services Fee Schedule

The following are fees and limitations for accounts, debit cards and other banking services provided by Citizens Savings Bank. If you have any questions regarding the information found here please contact Citizens Savings Bank.

Debit Card Service Charge- $1.00 per month*
Replace Debit Card- $10.00*
Change Debit Card (PIN)- $5.00*
Debit Card Point-of-Sale Transaction:
    POS PIN Based Limit- $200.00 per day
    POS no PIN limit (available with separate application)- $200.00 per day
Debit Card Cash Withdrawal at ATM- $200.00 per day
Debit Card Balance or Transaction History Inquiry at ATM- $.50 per inquiry
Automatic Transfer of Funds to a Checking Account- $3.00*
Check Printing fee- depends on style and quantity of checks ordered
Counter Checks- $.25 each-maximum of 5
Bank Money Order- $5.00 each
Personal Money Order- $2.00 each
Deposited Checks (and other items) Returned Unpaid- $5.00 per item*
Account Activity Printout- $1.00*
Account Research or Balancing- $25.00 per hour*-$25.00 minimum
Check Copies- $1.00 per check*
Dormant Account Fee- $3.00 per month (after 24 months of inactivity and applies to all accounts)
Stop Payment - all items- $15.00 per item*
Stop Payment - lost checkbook- $30.00*
Wire Transfer (incoming)- $10.00
Wire Transfer (outgoing - domestic)- $20.00
Wire Transfer (outgoing - international)- $50.00
Garnishments/Levies- $50.00
Faxing (incoming and outgoing)- $1.00 per sheet
Escrow Services- $100.00 per request
Black & White Photocopies- $.25 per copy
Notary Services- $2.00 per endorsement
ACH Services (single or repetitive):
    $50.00 setup
    $10.00 batch maintenance
    $.10 per item
Safe Deposit Box Rent- depends on size of box
Lost Safe Deposit Box Key- $15.00
Drill Safe Deposit Box- drilling cost
Indemnity Bond for Lost Instruments- $25.00

*Subject to state and local sales tax as applicable.


All items returned for nonsufficient funds (NSF) will be charged $25.00 per item returned. An overdraft charge of $25.00 per item with a maximum of $125.00 per day. AT THE DISCRETION OF THE BANK, IF YOUR ACCOUNT IS CONTINUALLY OVERDRAWN FOR ANY LENGTH OF TIME, WE RESERVE THE RIGHT TO CLOSE YOUR ACCOUNT AND RETURN ALL CHECKS. YOU MAY BE SUBJECT TO LEGAL PROSECUTION.

Overdraft Fee Transaction Categories-

The categories of transactions for which an overdraft fee maybe imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means as applicable.

We may require no less than 7 days' notice in writing before each withdrawal from an interest-bearing account other than a time deposit, or from any other savings account as defined by Regulation D. Withdrawals from a time account prior to maturity or prior to any notice period may be restricted and may be subject to penalty. See your notice of penalty for early withdrawal.