Equipment & Livestock Loans, Operating Loans, USDA Financing, and More
Local farming operations are what helped build our communities, and Citizens Savings Bank is committed to supporting local farmers and their families.
Ag loan options are available to help local farmers get their operation off the ground, expand, and continue growing:
- Real Estate Loans
- Equipment & Livestock Loans
- Operating Loans
- Beginning Farmer Loans
- USDA Financing
Agriculture is the backbone of our local economy, and Citizens Savings Bank is here to ensure success for local farming families. To learn more about Citizens Savings Bank’s ag loan options or get started, contact Citizens Savings Bank today.
Appointment Checklist
Existing Ag Business
- Last 3 years of fiscal year-end balance sheets
- Last 3 years of income statements
- Signed personal financial statement View Financial Statement PDF
- Cash Flow projections View Worksheet PDF
- Last 3 years of personal and business federal tax returns
Ag Business Acquisition
- Last 3 years of fiscal year-end balance sheets
- Last 3 years of income statements
- Interim balance sheets and income statements
- Signed personal financial statement View Financial Statement PDF
- Last 3 years federal tax returns on the business
- Signed purchase agreement
- Projections for at least one year - cash flow, balance sheet, and income statement View Worksheet PDF
Start-Up Ag Business
- Detailed business plan
- Signed personal financial statement View Financial Statement PDF
- Last 3 years federal tax returns on individual
- Projections for at least one year - cash flow, balance sheet, and income statement View Worksheet PDF
All Requests
- If a corporation - Articles of Incorporation
- If a partnership - Partnership Agreement
- If a LLC - Articles of Organization
- Use of Proceeds